ASIAPEDIA
Q&A
How many medical insurance programs does China have and which ones are mandatory?

How many medical insurance programs does China have and which ones are mandatory?
China currently has three medical insurance programs:
- Urban employee basic medical insurance;
- Urban resident basic medical insurance; and
- New rural cooperative medical insurance.
The urban employee basic medical insurance is mandatory for urban employees of state-owned or private enterprises funded by employers and employees, while the two other insurance programs have been created for low-income citizens and are voluntary insurances funded by the government and individuals.

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