How do sellers working in the e-commerce industry usually receive payment in Vietnam?

There are usually several different ways in which online payments can be made, including the use of credit cards, intermediary methods, via SMS, as well as by cash on delivery. However, most online payments in Vietnam are made by cash on delivery with a total of 45%. Hence, the government has been working on developing non-cash payment services with the State Bank of Vietnam over the past four years.